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GLOSSARY TERMS # - A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z Terms that begin with P Penalty APR Penalty Fees Periodic Rate Personal Credit Personal credit history PIN (Personal Identification Number) Point Of Sale (POS) Post Date Pre approved line of credit Previous balance Primary Account Number (PAN) Prime Rate Prior Authorization Prior Closing Date Processing Date Purchases PIN (Personal Identification Number) A PIN, or personal identification number, is a security code that a customer uses with debit and credit cards to authorize transactions such as cash advances or purchases. This PIN is different from the user ID and password customers use to access account information online. A PIN provides a card user with a basic level of fraud protection and assurance that unauthorized users can't use their debit or credit card. Previous Credit Card Term: Personal credit history Next Credit Card Term: Point Of Sale (POS) Best Credit Card Reviews 1. IberiaBank Visa® Platinum Card No Annual Fee | Online Access to Account | Go Platinum Today! Read Review 2. Blue Cash Everyday(SM) Card from American Express No Annual Fee | Up to 3% Cashback on everyday purchases | 0% Intro APR for 12 Months!Read Review

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.