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Card holder agreement

A written statement, required by Federal Reserve regulations, outlining the terms and conditions of the credit card account. The cardholder agreement must detail the annual percentage rate, monthly minimum payment formula, annual fee, and cardholder's rights in billing disputes. Changes can be made to the cardholder agreement, but the cardholder must be notified according to state imposed rules.


Previous Merchant Account Term: Bankruptcy

Next Merchant Account Term: Card Issuer


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