The Learning Center
GLOSSARY TERMS
# - A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z
Terms that begin with V

Variable Rate

An APR term that is subject to adjustment based on changes in other interest rates, such as the prime rate or the Treasury Bill rate. The variable rate is usually indicated as the Prime rate plus an added percentage (for example, PR + 3.9). Your APR may also be subject to change based on the timeliness of your payments.


Previous Merchant Account Term: User Authentication

Next Merchant Account Term: Void(Ed)


Current Top 5 Credit Card Recommendations
1. Chase PerfectCard MasterCard
0% Intro APR | Up to 6% rebate on gas purchases | No Fee First Year.Read Review
2. Discover ® Titanium Card
0% Intro APR | Low 9.9% everyday APR | No Annual Fee. Read Review
3. Chase Travel Rewards
0% Intro APR on balance transfers for up to 12 months | Earn 1 point for every $1 you charge | Choose from 250 airlines | No Annual Fee.Read Review
4. American Express Gold Delta SkyMiles ® Business Credit Card
Earn 10,000 Bonus SkyMiles | Earn DoubleMiles on "everyday" expenses | Easy online application. Read Review
5. Citi ® Diamond Preferred ® Rewards Card
0% Intro APR for 12 months | Earn up to 5 reward points on everday purchases | No Annual Fee.Read Review