Terms that begin with P

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• Penalty APR
• Penalty Fees
• Periodic Rate
• Periodic rate
• Personal Credit
• Personal credit history
• PIN (Personal Identification Number)
• Point Of Sale (POS)
• Post Date
• Pre approved line of credit
• Previous balance
• Primary Account Number (PAN)
• Prime Rate
• Prior Authorization
• Prior Closing Date
• Processing Date
• Purchases

Credit card issuers generally encourage good financial behavior by penalizing bad behavior. You can expect to be charged (sometimes a hefty fee!) for things like going over your limit, making late payments, and bouncing checks.

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