Terms that begin with A

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• Account Number
• Acquirer
• Acquiring Bank
• Address Verification Service (AVS)
• Adjusted balance
• Affinity Card
• Annual Fee
• Annual Percentage Rate (APR)
• Application fee
• Approval Response
• Authentication
• Authorization
• Authorization Amount
• Authorization Date
• Authorization Only
• Authorized Amount
• Authorized Transactions
• Automated Teller Machine
• Available Credit
• Average daily balance

Expressed as a yearly interest rate, the APR is essentially a measure of the cost of credit. This rate may be subject to change, based on the terms of the card and whether the rate is fixed or variable. Also, you may be charged different APRs for different transactions. For example, cash advances are usually charged at a higher rate with no grace period.

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