The Learning Center Credit Fair Credit Reporting Act (FCRA) Equal Credit Opportunity Act (ECOA) Fair Credit Billing Act (FCBA) and Electronic Fund Transfer Act (EFTA) Understanding Your Credit Personal Credit Report Credit Rating Score Fix Your Credit Report Best Credit Repair Agencies Best Credit Reports Online Credit Repair Services Free Personal Credit Report Credit Report Monitoring Decreasing Your Credit Limit Increasing Your Credit Limit Debt Fair Debt Collection Practices Act (FDCPA) Debt Counseling Agencies Debt Consolidation Agency Understanding Debt Debt Options and Reduction Debt Management Services Canceling Your Credit Card Personal Finance Consumer Laws and Rights Best Financial Services Financial Warning Signs Solving Financial Problems Good Financial Habits Identity Theft Protection Identity Theft What To Do Chargeback Credit Card Lost or Stolen Credit Card? What To Do Credit Card Fraud Credit Cards Credit Cards - fine print Best Credit Card Deal? Online Shopping Best Online Credit Card Credit Card Safety Credit Card History Credit Card Basics Business Credit Cards Low-Interest Credit Cards Online Credit Cards Pre-paid Credit Cards Reward, Rebate, and Travel Credit Cards Secured Credit Cards Student Credit Cards UK Credit Cards Unsecured Credit Cards Credit Card Offers For You Balance Transfers Reward Credit Cards Tightening Credit Card Market Credit Card Fees Credit Card Comparison American Express vs. MasterCard American Express vs. Visa Discover vs. American Express Discover vs. MasterCard Discover vs. Visa MasterCard vs. Visa

GLOSSARY TERMS # - A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z Terms that begin with A Account Number Acquirer Acquiring Bank Address Verification Service (AVS) Adjusted balance Affinity Card Annual Fee Annual Percentage Rate (APR) Application fee Approval Response Authentication Authorization Authorization Amount Authorization Date Authorization Only Authorized Amount Authorized Transactions Automated Teller Machine Available Credit Average daily balance Annual Fee An annual fee is an annual membership or participation fee charged by many credit card issuers. These fees generally range anywhere from $15 to $125, but can be as much as several hundred dollars. "No annual fee" cards are growing in popularity, and some lenders may be willing to waive this fee to keep your business. Previous Credit Card Term: Affinity Card Next Credit Card Term: Annual Percentage Rate (APR) Best Credit Card Reviews 1. IberiaBank Visa® Platinum Card No Annual Fee | Online Access to Account | Go Platinum Today! Read Review 2. Blue Cash Everyday(SM) Card from American Express No Annual Fee | Up to 3% Cashback on everyday purchases | 0% Intro APR for 12 Months!Read Review

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.