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GLOSSARY TERMS # - A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z Terms that begin with P Penalty APR Penalty Fees Periodic Rate Personal Credit Personal credit history PIN (Personal Identification Number) Point Of Sale (POS) Post Date Pre approved line of credit Previous balance Primary Account Number (PAN) Prime Rate Prior Authorization Prior Closing Date Processing Date Purchases Personal Credit In the simplest terms, your personal credit is your reputation for paying your debts on time. Your personal credit is a history of your loan payments, consumer credit payments, and a risk analysis of your debt to income. Previous Credit Card Term: Periodic Rate Next Credit Card Term: Personal credit history Best Credit Card Reviews 1. IberiaBank Visa® Platinum Card No Annual Fee | Online Access to Account | Go Platinum Today! Read Review 2. Blue Cash Everyday(SM) Card from American Express No Annual Fee | Up to 3% Cashback on everyday purchases | 0% Intro APR for 12 Months!Read Review

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.