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GLOSSARY TERMS # - A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z Terms that begin with U Unsecured Debt User Authentication User Authentication User Authentication is the process of validating that a user is who they represent themselves to be. The user authentication process involves verifying the cardholder's information against the records of the credit card issuer. User authentication is used as a fraud prevention tool for merchants and card issuers. Previous Credit Card Term: Unsecured Debt Next Credit Card Term: Variable Rate Best Credit Card Reviews 1. IberiaBank Visa® Platinum Card No Annual Fee | Online Access to Account | Go Platinum Today! Read Review 2. Blue Cash Everyday(SM) Card from American Express No Annual Fee | Up to 3% Cashback on everyday purchases | 0% Intro APR for 12 Months!Read Review

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.