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GLOSSARY TERMS # - A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z Terms that begin with R Rate floor Receipt Recurring Billing Reference Number Refund Request Authorization (auth) Retail Merchant Retrieval Request Reversal Risk pricing Retail Merchant A retail merchant is one that provides products and/or services to customers that are the end users of the products and/or services being sold.   Previous Credit Card Term: Request Authorization (auth) Next Credit Card Term: Retrieval Request Best Credit Card Reviews 1. IberiaBank Visa® Platinum Card No Annual Fee | Online Access to Account | Go Platinum Today! Read Review 2. Blue Cash Everyday(SM) Card from American Express No Annual Fee | Up to 3% Cashback on everyday purchases | 0% Intro APR for 12 Months!Read Review

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.