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GLOSSARY TERMS # - A - B - C - D - E - F - G - H - I - J - K - L - M - N - O - P - Q - R - S - T - U - V - W - X - Y - Z Terms that begin with R Rate floor Receipt Recurring Billing Reference Number Refund Request Authorization (auth) Retail Merchant Retrieval Request Reversal Risk pricing Request Authorization (auth) An electronic transmission that occurs between the merchant and the credit card processing company when a credit card is swiped by a merchant to process a purchase.  If the credit card is valid and has credit available an authorization is returned to the merchant indicating the purchase will be approved.   Previous Credit Card Term: Refund Next Credit Card Term: Retail Merchant Best Credit Card Reviews 1. IberiaBank Visa® Platinum Card No Annual Fee | Online Access to Account | Go Platinum Today! Read Review 2. Blue Cash Everyday(SM) Card from American Express No Annual Fee | Up to 3% Cashback on everyday purchases | 0% Intro APR for 12 Months!Read Review

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on issuers website.