Consumer debt is climbing in the U.S. as millions of consumers try to keep ahead in our competitive ecomony. If you, like many others, are feeling overwhelmed by debt problems and aren't sure how to dig your way out, you may want to consider a debt management or debt counseling service. We can tell you more.

Debt Advocates Debt Advocates can help you reduce monthly payments and interest charges to one simple, low monthly payment. There are no credit checks and no home ownership required. Get a free, no obligation analysis. Loan programs are also available. Minimum $5,000 debt required. Learn more...

FreeDebtConsolidation.com Consolidate your unsecured debt into one simple, lower monthly payment. FreeDebtConsolidation works with approved non-profit credit counseling agencies to secure the best interest rates and lowest monthly payments. No credit checks or home ownership required. Learn more...

FinancialAid.com Consolidate your college loan debt by lowering monthly payments and reducing interest. Get rates as low as 2.25%. You can calculate your savings online. No credit checks required. Free consultation with a simple online application. Learn more...

American Consumer Credit Counseling ACCC is a non-profit organization offering debt consolidation and credit counseling services. They can negotiate with your creditors to lower payments and interest rates, and ultimately help you to pay off your debt in as little as 3-5 years. Initial fee of $35.00. Learn more...